cuota

Question

Cuando presentaba mi tarjeta de crédito en el supermercado colombiano hayer, preguntó la muchacha "¿Una cuota'" No supe qué significa la palabra "cuota" en este contexto. Me pareció que sin repuesto no pude compar nada, pues dije "sí".

¿Qué pasó'

Answer 1

She was asking you if you wanted to make a single payment.

Answer 2

In contrast to what, two payments? Why would anybody do that'

Answer 3

That question really confused me, too, the first time I tried to make a purchase here in Colombia. I think you can have as many as four payments.

I thought it was really odd, until I thought about some of the TV ads in the US. You can buy any number of things from TV ads and have several monthly charges to your card. Here, you have the same option anywhere you use a credit card. I think the idea is to avoid over drawing your card. I always make a single payment--then my debt (if any) is to my bank.

Answer 4

Rob & Andi said:

Guillermo said:

She was asking you if you wanted to make a single payment.

In that case, I would translate the word as installment.

Answer 5

That question is because (at least it was so in Argentina) those monthly charges are ussually with no interest added. So your monthly payment is just the total divided by the number of payments.

CalvoViejo said:

That question really confused me, too, the first time I tried to make a purchase here in Colombia. I think you can have as many as four payments.I thought it was really odd, until I thought about some of the TV ads in the US. You can buy any number of things from TV ads and have several monthly charges to your card. Here, you have the same option anywhere you use a credit card. I think the idea is to avoid over drawing your card. I always make a single payment--then my debt (if any) is to my bank.

>

Answer 6

Fascinating! I'm glad I asked!