Possible Results:
hubiera cotizado
-I had quoted
Past perfect subjunctive yo conjugation of cotizar.
hubiera cotizado
-he/she/you had quoted
Past perfect subjunctive él/ella/usted conjugation of cotizar.

cotizar

Pero para hacer los certificados la deuda se estimaba como si hubiera cotizado el 14%.
However, to issue those certificates, the debt was calculated as if they were contributing 14%.
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pacifier