"Accumulated" is a form of "accumulate", a transitive verb which is often translated as "acumular". "Cumulative" is an adjective which is often translated as "acumulativo". Learn more about the difference between "cumulative" and "accumulated" below.
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A transitive verb is a verb that requires a direct object (e.g. I bought a book.).
1. (to collect)
The businessman had accumulated an enormous amount of wealth over his lifetime.El empresario había acumulado una gran cantidad de riqueza a lo largo de su vida.
As a percussionist, Pedro was always accumulating all kinds of instruments.Como era percusionista, Pedro siempre estaba juntando todo tipo de instrumentos.
An intransitive verb is one that does not require a direct object (e.g. The man sneezed.).
2. (to build up)
Linda became a shut-in; clutter and dust began to accumulate on every surface inside her house.Linda se encerró y empezaron a acumularse trastos y polvo en todas las superficies de su casa.