nunca pago con dinero en efectivo

A phrase is a group of words commonly used together (e.g., once upon a time).
phrase
a. I never pay in cash
Nunca pago con dinero en efectivo. Prefiero pagar con mi tarjeta de crédito.I never pay in cash. I prefer to pay with my credit card.
b. I never pay with cash
Nunca pago con dinero en efectivo cuando voy a un restaurante.I never pay with cash when I go to a restaurant.
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