credit history

credit history
A noun is a word referring to a person, animal, place, thing, feeling, or idea (e.g., man, dog, house).
noun
a. el historial crediticio
(m) means that a noun is masculine. Spanish nouns have a gender, which is either feminine (like la mujer or la luna) or masculine (like el hombre or el sol).
(M)
It's difficult to obtain a loan if you don't have good credit history.Es difícil obtener un préstamo si no se tiene un buen historial crediticio.
b. el informe de solvencia
(m) means that a noun is masculine. Spanish nouns have a gender, which is either feminine (like la mujer or la luna) or masculine (like el hombre or el sol).
(M)
When you apply for a mortgage, the bank will take into account your credit history.Al solicitar una hipoteca, el banco tendrá en cuenta tu informe de solvencia.
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