cobrador de morosos

el cobrador de morosos, la cobradora de morosos
This means that the noun can be masculine or feminine, depending on the gender of the noun it refers to (e.g., el doctor, la doctora).
masculine or feminine noun
a. debt collector
La financiera emplea a un equipo muy eficaz de cobradores de morosos.The finance company employs a very effective team of debt collectors.
b. collection agent
Paolo le debía una plata al banco, nunca la pagó, y ahora hay un cobrador de morosos buscándolo.Paolo owed the bank some money, he never paid his debt, and now there's a collection agent looking for him.
c. collections agent
Deberías de pagar tu deuda si no quieres que un cobrador de morosos te toque la puerta.You should pay your debt soon if you don't want a collections agent knocking on your door.
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