Open a Bank Account in Spanish

Quick Answer

¡Hola!Learn how to open a bank account in Spanish in this article and the lessons above! Specifically, learn how to do the following in Spanish:

• give formal commands

• address someone in a formal way

• use connectors

Vocabulary

Let's start off with the vocab words in these lessons!

Adjectives

Spanish	English
móvil	mobile
oculto	hidden

examples
Configure el acceso móvil. Set up mobile access.
Evite las cuentas con cargos ocultos. Avoid accounts with hidden charges.

Adverb

Spanish	English
detenidamente	thoroughly

examples
Lea el contrato detenidamente. Read the contract thoroughly.

Nouns

Spanish	English
el acceso	access
la alerta	alert
la asesoría	advice
la banca	banking
el banquero, la banquera	banker
el cargo	charge
el cheque	check
la comisión	commission
el dato	information
la notificación	notification
el PIN	PIN
la recomendación	advice, recommendation
el requisito	requirement
el saldo	balance
la seguridad	safety
el talonario	checkbook
la tarifa	fee
la transferencia	transfer

examples
Configure el acceso móvil. Set up mobile access.
Solicite asesoría en el banco. Ask for advice at the bank.
Decida si quiere banca en línea. Decide if you want online banking.

Data About Datos

When used with a possessive adjective like sus, datos refers to personal information.

Noun Phrases

Spanish	English
la cuenta bancaria	bank account
la cuenta de ahorros	savings account
el documento de identidad	ID
la línea de crédito	line of credit
el seguro de depósito	deposit insurance
la tasa de interés	interest rate

examples
Necesito consejos para abrir una cuenta bancaria. I need advice about opening a bank account.
Considere una cuenta de ahorros. Consider a savings account.
Lleve su documento de identidad. Bring your ID.

Prepositional Phrase

Spanish	English
en primer lugar	first
por último	finally

examples
En primer lugar, investigue diferentes bancos. First, research different banks.
Por último, firme todos los documentos. Finally, sign all of the documents.

Verbs: Usted Command Forms

In this skill, you learn the ustedcommand forms for the following verbs:

Infinitive	English	Usted Command Form	Negative Usted Command Form
activar	to activate	active	no active
configurar	to set up	configure	no configure
confirmar	to confirm	confirme	no confirme

Usted Commands: The Formal Imperative

Formal commands are often used when addressing a person you don't know well, a person older than you, or a person to whom you want to show deference or respect (like a boss or teacher).

How to Form Regular Affirmative Usted Commands

All usted commands are the same as the usted present subjunctive form.

Pronoun Placement in Affirmative Formal Commands

Pronouns are attached to the end of affirmative commands. If the command form of the verb has more than one syllable, a written accent is added when attaching a pronoun to maintain the verb's original stress. For example:

examples
Infórmese sobre el seguro de depósito. Inquire about the deposit insurance.
Asegúrese de entender las tarifas. Make sure you understand the fees.

Quiz Yourself!

Want more practice with the vocabulary you learned in these lessons? Click here!

Spanish Conversation

Fantastic! Let's put the grammar and vocab from above to the test in the following example of a conversation in Spanish.

Humberto:

Necesito consejos para abrir una cuenta bancaria.

I need advice about opening a bank account.

Lorena:

¿Sabía que mi madre es banquera? En primer lugar, investigue diferentes bancos.

Did you know my mom’s a banker? First, research different banks.

Humberto:

Ya elegí un banco.

I already chose a bank.

Lorena:

Lea el contrato detenidamente.

Read the contract thoroughly.

Humberto:

No me gusta leer contratos.

I don’t like to read contracts.

Lorena:

Entonces pregunte sus dudas al banquero.

Then ask the banker your questions.

Want to learn more about how to open a bank account in Spanish? Check out the following articles!

• How to Write an Address in Spanish

• Cardinal Numbers 101+

• Shopping in Spanish