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"Etc." is an abbreviation which is often translated as "etc.", and "university" is a noun which is often translated as "la universidad". Learn more about the difference between "etc." and "university" below.
etc.(
eht
-
seh
-
duhr
-
uh
)An abbreviation is the shortened form of a word or group of words (e.g., "UFO" = "unidentified flying object"; "p." = "page").
1. (et cetera)
university(
yu
-
nuh
-
vuhr
-
suh
-
di
)A noun is a word referring to a person, animal, place, thing, feeling, or idea (e.g., man, dog, house).
1. (education)
a. la universidad (F)
(f) means that a noun is feminine. Spanish nouns have a gender, which is either feminine (like la mujer or la luna) or masculine (like el hombre or el sol).
Only a fraction of students can pay for university.Solo una mínima parte de los estudiantes pueden pagar la universidad.
An adjective is a word that describes a noun (e.g., the big dog).
a. universitario 
He became CEO of the company without a university degree.Él se convirtió en el director ejecutivo de la empresa sin una licencia universitaria.