"En efectivo" is a phrase which is often translated as "in cash", and "al contado" is an adverb which is often translated as "cash". Learn more about the difference between "en efectivo" and "al contado" below.
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An adverb is a word that describes a verb, an adjective, or other adverbs (e.g. to run quickly, very tired).
1. (with money in coins or bills)
An adjective is a word that describes a noun (e.g. the big dog).
El precio al contado es de €2,000; o, si lo prefiere, puede hacer cuatro pagos mensuales de €525.Its cash price is €2,000; or, if you prefer, you can make four monthly payments of €525.
b. cash down
Exigen un pago al contado que tiene que ser del 20% del total.They demand a cash down payment that has to be 20% of the total.